✔️ CBDC tokens are stored in a secure enclave on the mobile device
✔️ CBDC holdings are visible only to the vATM Wallet owner
✔️ Payment transactions are visible only to the vATM Wallet owner
✔️ Transaction data is encrypted and stored only on the vATM Wallet
✔️ No additional equipment is required to accept CBDC payment
✔️ No interchange via card network
✔️ Cash-like privacy at onsite and online payment
✔️ Reward tokens are backed by CBDC - making CBDC payment a desirable option
✔️ Virtualize physical ATM infrastructure to save on cash handling cost
✔️ Connects Core Banking System via existing ATM gateway to minimise disruption
✔️ No change to commercial banks’ existing process ✔️ vATM integrates to existing ATM network infrastructure
Achieve greater policy control, financial inclusion and trust of citizens with end-to-end visibility in minting, transferring and monitoring.